Mainstreaming Credit Assessment and Appraisal to Accelerate the Access to Finance for Solar MSMEs in India | Climate Finance, India 2020
Published: 24 November 2020 Kathrin Kirsch, Nithin Ramu
The climate finance solution developed by Tata Cleantech aims to mainstream the credit appraisal process for solar MSMEs by clustering SMEs, automation and standardisation of the credit assessment process, including a securitisation mechanisms to reduce collateral requirements and developing a secondary redeployment market for solar rooftop systems. Read more
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Supporting MSMEs in the supply chain to reduce emissions by adopting energy efficiency measures | Climate Finance, India 2020
Published: 24 November 2020 Kathrin Kirsch, Nithin Ramu
The financing solution developed by Mahindra & Mahindra aims to incentivise MSMEs in the supply chain to take up energy efficiency. It comprises a benchmarking of energy saving technology, a central repository of suppliers of energy-saving technology, template policy documents to be signed between supplier and OEMs, financing through carbon markets and adopting Techno-commercial energy efficiency technologies in Geographical cluster by OEM anchor led approach. Read more
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Democratising blended finance for climate resilient agriculture | Climate Finance, India 2020
Published: 24 November 2020 Kathrin Kirsch, Nithin Ramu
The climate finance solution developed by ALSiSAR Impact encompasses a workable blended finance model, as well as capacity building for agri-techs to conduct transparent impact measurement. Read more
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Online Platform to facilitate access to climate finance for MSMEs | Climate Finance, India 2020
Published: 24 November 2020 Kathrin Kirsch, Nithin Ramu
The online platform developed by Intellecap seeks to bridge demand and supply of climate finance for MSMEs in India by publishing climate finance instruments, offering eligibility checks for MSMEs and matchmaking with financing providers. Read more
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AirEco: A Digital Marketplace for Natural Capital Providers, Business and Consumers | Climate Finance, Indonesia 2020
Published: 20 October 2020 Maggie Sloan
Lestari Capital's e-commerce solution offers a blockchain-backed application to aggregate and increase consumer access to ecosystem services markets. Consumers will have the opportunity to offset their carbon impacts through the purchase of divisible chunks of carbon credits, catered specifically to their purchasing behaviour. This solution offers great potential not only to directly engage businesses and their consumers in building low carbon markets, but also offers great potential to generate future opportunities for SMEs and community-based organisations engaged in ecosystem services markets to easily tap into these existing markets and find buyers for their certified credits. Read more
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UNDP Indonesia's Innovative Finance for Renewable Energy in Small Coastal Island Communities | Climate Finance, Indonesia 2020
Published: 20 October 2020 Net Pornlumon Nirachatsuwan
UNDP Indonesia's Innovative Finance for Renewable Energy in Small Coastal Island Communities builds on existing efforts to allocate funds to leverage public funding and private sector investment in clean energy which creates financially viable interconnected renewable grids, specifically developing a hybrid PV-diesel power generation system in small islands. Furthermore, creating energy demand by building a local green economy. Read more
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Waste4Change: Stimulating Markets for Waste Credit via Enterprise Resource Planning Platform | Climate Finance, Indonesia 2020
Published: 20 October 2020 Net Pornlumon Nirachatsuwan
This innovative finance mechanism distributes waste credit to waste collectors and recycling managers by creating an Enterprise Resource Planning (ERP) platform that finances the waste collection and recycling activities which offsets the consumers waste production. Read more
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Equity Crowdfunding Platform for Green MSME Financing | Climate Finance, Indonesia 2020
Published: 20 October 2020 Maggie Sloan
The Equity Crowdfunding Platform for Green MSME Financing solution, developed by Perkumpulan Untuk Peningkatan Usaha Kecil (PUPUK) builds on existing efforts to use public capital to spur MSME growth. This solution will: (a) Attract private investors by offering a pipeline of bankable MSMEs in a one-stop-shop for MSME financing. (b) Aggregate green MSMEs through partner business development service providers (or intermediaries), where finance is released to MSMEs in aggregate working with the specific BDS provider who has delivered cleaner production and green business advisory to the specific MSMEs integrated into the platform. Read more
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SOLFIN: Affordable Lease-to-Own Financing for Solar System | Climate Finance, Ghana 2019
Published: 27 January 2020 Kathrin Kirsch, Marlena Kiefl
SOLFIN is a climate finance product that targets SMEs in the solar energy sector and supports them to provide affordable solar systems through enabling a lease-to-own financing model. Thereby, SOLFIN addresses the lack of high upfront investments for solar technologies by enabling solar technology providers to offer solar systems complemented by the necessary finance product. In this way, reasonable interest rates and longer tenors can be offered to SMEs, end-users and households. Read more
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Pay2Pay: Mobile-Enabled Solution for Working Capital Pre-Financing for Smallholder Farmers | Climate Finance, Ghana 2019
Published: 14 January 2020 Kathrin Kirsch, Marlena Kiefl
Pay2Pay offers a new way of obtaining financing and access to markets to smallholder farmers and small and growing agribusinesses. It is a platform payment system that serves as an intermediary, bringing together financial institutions, smallholder farmers and business development services such as climate-technology service providers. The payment system is set up as a platform with the use of a mobile phone application reaching out to rural areas. Earmarking of pay-outs is used to ensure the proper utilization of money. Read more
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Climate Finance Knowledge Hub: Sharing Technical Know-How on the Assessment, Appraisal & Financing of Climate-Smart Enterprise | Climate Finance, Ghana 2019
Published: 14 January 2020 Kathrin Kirsch, Marlena Kiefl
The Climate Finance Knowledge Hub aims to address the knowledge gap of FIs on climate-smart SMEs by sharing technical know-how on the assessment, appraisal and financing of this target group. It enables FIs to identify and appraise climate-smart value chains to provide targeted financing for SMEs by providing the necessary knowledge, collecting relevant data and establishing a framework for the assessment of climate-smart enterprises and risk-indexing. The Hub will include enterprises throughout the platform and training to also increase their know-how on climate finance. Read more
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Microinsurance Without Borders Effective Delivery of Microinsurance for SMEs in the Agricultural Sector | Climate Finance, Ghana 2019
Published: 14 January 2020 Kathrin Kirsch, Marlena Kiefl
Microinsurance without Borders aims to strengthen the resilience of smallholder farmers towards external shocks, focusing on value chains that are strongly affected by climate change. It comprises a comprehensive solution that fits the needs of smallholder farmers by combining a mobile-enabled insurance with technical assistance for climate-resilient agriculture, as well as financial literacy training for smallholder farmers to foster a financially inclusive and climate-resilient agricultural sector in Ghana and fill the insurance gap for smallholder farmers Read more
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Farmer Friendly Finance: Unlocking Financing for Climate-Smart Agriculture Through a Community-Based Youth Farming Approach | Climate Finance, Ghana 2019
Published: 14 January 2020 Marlena Kiefl
Farmer Friendly Finance (FFF) offers climate finance solutions to farmers, and especially young graduates, who want to set up a farming business as aspiring farmerpreneurs in the context of climate-smart agriculture. FFF bundles services to de-risk farmerpreneurs, offers access to finance and cooperates with rural communities to provide land to farmerpreneurs with the aim to address the challenge of climate change and youth migration which Ghana’s agriculture sector is facing. Read more
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SEED Practitioner Labs 2019
Published: 25 November 2019 Alina Weiss, Camilla Shearman, Julia Haack, Kathrin Kirsch, Maggie Sloan, Marlena Kiefl
This brochure gives an overview of the 16 climate finance solutions and policy instruments developed during the 2019 SEED Practitioner Labs Climate Finance and Policy Prototyping in Ghana, Malawi, and South Africa.
This year, the labs brought together over 320 policy makers, financial institutions, civil society, research organisations, intermediaries and eco-inclusive enterprises to co-create solutions to financial and policy barriers facing eco-inclusive enterprises as they look to start and scale their ideas. Read more
This year, the labs brought together over 320 policy makers, financial institutions, civil society, research organisations, intermediaries and eco-inclusive enterprises to co-create solutions to financial and policy barriers facing eco-inclusive enterprises as they look to start and scale their ideas. Read more
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Climate-Smart Impact Investment Fund: Extending capital to SMEs in emerging markets | Climate Finance, South Africa 2019
Published: 24 November 2019 Maggie Sloan
The solution for an Impact Investment Fund for Climate-Smart Entrepreneurial Solutions brings together networks of active impact investors and potential future investors to deliver equity to climate-smart SMEs in their efforts to reach commercial scale. Read more
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Platform for climate-resilient SME financing: Institutionalising access to climate finance | Climate Finance, South Africa 2019
Published: 24 November 2019 Julia Haack, Maggie Sloan
The platform will build on existing infrastructure to support investors and SMMEs by building a common understanding of the climate resilience market, facilitating investment-readiness and deal flow matchmaking processes, while building SMMEs’ capacity through a customised “capacity building journey”. Read more
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Green Lend: Inclusive credit risk assessment across value chains | Climate Finance, South Africa 2019
Published: 24 November 2019 Maggie Sloan
This credit risk assessment mechanism aims to increase lending to climate-smart SMEs through risk scorecard development that incorporates alternative data across enterprise value chains. Read more
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Equity plug for energy efficiency financing: Direct lending model for SMEs | Climate Finance, South Africa 2019
Published: 24 November 2019 Maggie Sloan
This model for energy efficiency financing for SMEs “plugs the gap” with equity by generating a paradigm shift in commercial banks through market, technology and supplier engagement and systematic technical assistance. Read more
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Mobile-Enabled Microinsurance for Climate Resilient Agriculture | Climate Finance, Uganda 2018
Published: 09 July 2019 Alina Weiss, Maggie Sloan
The mobile-enabled microinsurance solution catalyses mobile-based technology to increase access to and improve the quality of agriculture insurance solutions offered to small-scale agribusinesses in Uganda. This product insures small-scale agribusinesses who produce commercial crops against production losses, monitored using real-time weather indexing. Product delivery, servicing and claims pay-outs are facilitated by a network of insurance agents supported by local-level representatives and mobile-money and communication technology. Read more
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Syndicate for Renewable Energy Infrastructure Financing | Climate Finance, Uganda 2018
Published: 09 July 2019 Alina Weiss, Maggie Sloan
The syndicate for renewable energy infrastructure financing solution contracts a community of interested debt and equity lenders to finance household RE projects. It enables and leverages syndication effects to increase the number of new financial partnerships, raise debt in the RE sector and multiply returns on investments. Investors are legally bound in the syndicate, which finances RE infrastructure projects based on comprehensive project analysis, due diligence and evaluation. High ROI potential projects receive financing through insurance, blended financing or otherwise, depending on the financing service offerings of member financiers. The syndicate supports RE infrastructure projects to plan project implementation and schedules payments accordingly. Read more
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Irrigation System Microleasing for High-Value Crops | Climate Finance, Uganda 2018
Published: 08 July 2019 Alina Weiss, Maggie Sloan
The irrigation system microleasing for high-value crops solution mitigates investment risks for both farmers and financial institutions. The irrigation system financing model directs financing for climate-smart irrigation technologies through technology providers to agribusinesses that produce (or have the potential to produce) commercial crops that generate higher profits at market. The financing mechanism for irrigation systems engages the private sector to maximise returns on investment in productive farm assets (specifically irrigation) in the agriculture sector. Read more
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Smart-Irrigation-as-a-Service Financing Vehicle | Climate Finance, Thailand 2018
Published: 20 December 2018 Kathrin Kirsch
The Smart-Irrigation-as-a-Service Financing Vehicle directs deal flow for drip-irrigation systems to improve productivity and climate adaptation capacities to small and growing agri-enterprises. This financial instrument offers microfinancing solutions to lower investment risks in agricultural process improvements for both farmers and financial institutions. Read more
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TARA: Green SME Finance Tool | Climate Finance, India 2018
Published: 20 December 2018 Kathrin Kirsch
The Green MSME Finance Tool is a knowledge platform positioned as a one-stop source for organised financial information about green MSMEs, credit appraisal and rating systems for green technology solutions and potential monetisation of green solutions. It provides banks with data and frameworks to understand green technology-based enterprises and evaluate them for financing in order to bridge the information gap between banks and green enterprises and thereupon reducing otherwise high due diligence costs. Read more
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Gold Standard Programme of Activities: Unlocking the carbon market for waste-management enterprises | Climate Finance, India 2018
Published: 20 December 2018 Kathrin Kirsch
The Gold Standard Programme of Activity (PoA) for Waste Management Start-Ups developed by VNV Advisory and GIZ is an umbrella programme that bundles several emissions reducing activities that can earn carbon credits. The PoA enables carbon revenue for SMEs including small-scale projects involved in waste management in key community-oriented areas such as households and commercial waste. Read more
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Wildchain: A Non-profit Conservation Innovation Lab | Climate Finance, Thailand 2018
Published: 20 December 2018 Kathrin Kirsch, Marlena Kiefl
Wildchain brings people together to protect our planet’s endangered species and ecosystem by creating shared value between social entertainment and real-world impact. Wildchain lets people digitally adopt and raise some of earth’s rarest species within a digital sanctuary they can call home. Users are passively contributing to conservation and reforestation projects solely by participating in this entertainment ecosystem. Users may also actively allocate where their donations go on a fully transparent kickstarter-like platform which will represent the impact they have created. Read more
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